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Mortgage Rates & Types
Fixed vs ARM, points, and qualifying for the best rate you can get.
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Mortgage lock volumes fall below year-ago levels in August
3+ hour, 55+ min ago (455+ words) Pipeline activity ultimately slowed on a monthly and yearly basis, with total lock volumes down more than 4% from July and 6% from a year ago. Purchases were down nearly 4.7% in August to land about 2.7% lower than a year ago. Rate-and-term refinances…...
loanDepot to power lending options for HomeSmart’s 25K agents
6+ hour, 4+ min ago (539+ words) HomeSmart has signed a marketing services agreement with loanDepot that connects its network of more than 25,000 real estate agents across 48 states to the lender’s loan officers and mortgage products. AI Summary HomeSmart has entered into a marketing services agreement with…...
Spotlight: She faced unexpected hurdles qualifying for a home. One phone call changed everything.
6+ hour, 39+ min ago (636+ words) Warning: Jasmine’s story is real, and it’s pretty heartwarming. An encounter with a mortgage broker changed her life and won her the home she was told she couldn’t afford. Her home-buying and mortgage-approval story is unique — but everyone's is, according…...
Investors, not the Fed, may influence where mortgage rates go next
36+ min ago (348+ words) It’s a big week for the Fed, which could raise short-time rates for the first time in over 3 years, but mortgage rates may respond more to investor reactions. It's a pivotal week for financial markets — and potentially housing — as the…...
Home equity reaches a record $18 trillion among US mortgage holders. Here is where it runs deepest
6+ hour, 8+ min ago (1136+ words) A miniature house above U.S. dollar bills, representing home equity and housing on credit concepts. For millions of Americans, the home they already own has become one of their strongest financial assets. U.S. mortgage holders collectively held a record $18 trillion in home…...
Clear Lending Offers FHA and Low Credit Home Loans in Houston
1+ day, 22+ hour ago (346+ words) Clear Lending Expands Access to FHA Home Loans and Home Loans for Bad Credit Borrowers Houston, United States – September 13, 2026 / Clear Lending / Clear Lending, a Houston-based mortgage firm established in 2002, has expanded its loan access programs to serve a broader segment…...
Mortgage Rates Start Higher, But Some Lenders Recovered
4+ hour, 9+ min ago (353+ words) On average, the top-tier 30yr fixed mortgage rate moved up to another new long-term high today of 7.17%. You'd have to go back to January, 2025 to see anything higher. That said, there's more variability than normal today depending on the lender. Bonds…...
AngelAi Launches National Campaign Focused on Fair Lending for Veterans
14+ hour, 55+ min ago (464+ words) New York, USA, September 14, 2026 (PinionNewswire) National awareness campaign focuses on fair lending and the use of AI-driven oversight in mortgage decision-making AngelAi®, an artificial intelligence platform developed for the financial and mortgage industries, has launched a national advertising campaign focused…...
Refinancing for mortgages has all but vanished: Homeowners are tapping equity instead - AOL
13+ hour, 49+ min ago (248+ words) That is the profile of a homeowner borrowing against the house rather than replacing the mortgage. FourLeaf Federal Credit Union, the only lender in the tracked set that posts a HELOC, lists it at 6.75%. New construction told the same story....
U.K. Mortgage Rates Climb to 5.14% Ahead of Thursday’s Bank Decision
5+ hour, 27+ min ago (12+ words) TechStock²...